How to Spot & Avoid Student Accommodation Scams in the UK

You’re arriving in a new city, with two suitcases and a confirmation email for your place to stay. You hop in a taxi, head to the address, and the building manager says there’s no booking under your name. In that moment, you’d feel betrayed. Having flashbacks of what went wrong. Are you aware that approximately 57% of students have encountered fraud or theft by scammers? The risk of these student accommodation scams increases during the freshers’ season when everyone is rushing to secure housing. 

The UK Government’s Stop! Think Fraud campaign warns that students are prime targets and urges young people to stay alert before sharing personal or financial details. In this blog, we’ll help you recognise common housing scams, red flags, how to verify legitimate accommodation sites, what to do if you’ve been scammed, and tips to avoid these scams.

What Are Student Accommodation Scams?

To simply put, student accommodation scams trick students planning to lease properties by asking them to pay deposits or rents for fake, unavailable properties. So, a person who poses themselves as “landlord” doesn’t really own the property. They use stolen photos from the internet from other legit websites, and design emails that look almost real by pretending to be a legit student accommodation company. 

Their websites also show you these rush hour messages like “Only 1 room left!” or “Pay today to secure”, which make you fall for these rental scams by creating panic in your minds. They know you’re already stressed about finding your perfect home and wouldn’t want to miss out on a deal that looks so good or almost real. And as of today, with social media, WhatsApp group chats, these scammers are finding out easier ways to fool you.

Most Common Student Housing Scams in the UK

1. Fake Landlord Scam

You come across a room online and message the landlord. They reply almost immediately and seem completely genuine. They might even send over a copy of their ID or a draft tenancy agreement to build trust. Then they tell you that several other students are interested and that you’ll need to pay a deposit quickly to secure the room. Not wanting to miss out on a place that fits your budget, you transfer the money. After that, communication stops. The listing disappears, or you discover the property was never actually available. This is one of the most common student accommodation scams, particularly in the weeks before term begins when students are rushing to book housing.

2. Cloned Listing Scam

Do you know another common way these scammers fool you? They take real photos and details from genuine property listings and repost them on Facebook groups, WhatsApp chats, or sites like Gumtree. The rent is usually slightly cheaper to make it irresistible. You think you’ve found a bargain. In reality, you’re sending money to someone who has zero connection to the property. Cloned ads are a huge part of student accommodation scams because the listing itself looks completely real.

3. Deposit Before Viewing Scam

Another common way students fall victim to scams is when a landlord says they are currently out of town or working abroad. So, they cannot show you the place in real time. And you are asked to pay before seeing the property, even by live video, which is one of the biggest red flags in student accommodation scams.

4. Tenancy Agreement Scam

This scam seems real because the paperwork looks convincing. You might get a tenancy agreement with logos, official formatting, and sometimes fake registration numbers. This makes you trust the process and send the money. But the contract is fake, and after you pay, the scammer disappears. Fake documents are appearing more often in student accommodation scams because many students think paperwork means it is safe.

Why Students Are Easy Targets for Student?

1. First time handling real money

You, as a student, become an easy target for student accommodations scams since the rent and deposit transactions are done all by yourself to your “landlord”. You thought you found a good deal since the website and details seem real, and the “landlord” sends over bank details, and you transfer £600 without fully checking the contract. A week later, they’ve vanished. That’s how a lot of student accommodation scams play out. 

2. You’re in a rush. Scammers love that

Let’s say you’re already on a time crunch and you panic-book because you don’t want to be stuck without housing. You rush the payment, thinking you’ve secured the room. Turns out, it was a student accommodation scam using stolen photos from another website. That’s how most student accommodation scams work. Urgency is their biggest weapon.

3. International students face extra pressure

Let’s say you want to move to Edinburgh for your studies, and if you’ve ever read Harry Potter books or seen movies or even travel vlogs of Edinburgh, you know this place is magical. So, you go online and find a student accommodation. But since you’re booking from far away, you haven’t seen it in person. The landlord asked you to transfer the deposit today to secure your spot, or the room will go to someone else. Not wanting to lose the chance, you send the money. But as your departure date gets closer, the landlord stops replying, and the listing disappears. This isn’t just bad luck. It’s one of the most common student accommodation scams targeting international students.

4. The stats show this isn’t rare

The number may be alarming, but it’s true: around 57% of students have encountered rental or student accommodation scams, and they are generally aged 18 to 24. A lot of young crowd lose an average of £300 a year to scammers. That’s not a small amount; that’s rent money, food budget, or flight tickets all gone.

Red Flags Every Student Should Watch For

How to Verify Legit Student Accommodation?

1. Request a live video viewing or arrange to see the property in person

A trustworthy landlord will show you the property in real time, not just send photos. If they won’t do this, it could be a sign of a student accommodation scam.

2. Check if the landlords are registered, if this applies in your area

In some areas of the UK, landlords need to be registered. You can quickly check online to see if they are legitimate.

3. Confirm the deposit protection scheme

In England and Wales, deposits must be protected in a government-approved scheme. If they can’t explain this clearly, pause. Many student accommodation scams skip this step entirely.

4. Reverse image search the property photos

Upload the images to Google. If they show up on multiple unrelated listings, it could be a cloned ad, which is a common trick in student accommodation scams.

5. Check the agency on Companies House

If the agency is a registered UK company, it will show up on the official Companies House website. If you can’t find it, be careful.

6. Cross-check the address

Check the address on Google Maps and your university’s housing pages. Make sure the building is real and matches the listing.

7. Book Via UniAcco: 

The Internet has a thousand private student accommodation websites, but how can one trust them all? If the website doesn’t give the real-time information, or doesn’t list verified properties and isn’t registered, then it’s a queue for you to recognise a scam. Because all properties at UniAcco are verified, we offer 24/7 support, so even if you have any hesitation, you can call us at 2 in the morning and get the resource. To avoid any kinds of student accommodation scams, book through UniAcco.

Safe Platforms to Book Student Housing

1. Stick to accommodation providers that your university has approved

If your university recommends a provider, it’s usually a safer choice. So, you can go ahead and book your accommodation. This is one of the safest and easiest ways to avoid falling for any student accommodation scams. 

2. Book your accommodation through well-known PBSA operators, official university halls, or trusted platforms

Currently in the market, we have many student accommodation platforms that work directly with recognised properties. UniAcco is one of them. We help you book verified furnished student accommodation in top study destinations, the UK being one of them. This helps protect you from fake landlords and student accommodation scams. 

3. Make sure you communicate using official company email addresses

A safe way for you to realise that you’re not getting scammed is by making sure the business contacting you for your student accommodation has a business email address, rather than a generic Gmail account, which makes the process more trustworthy. Many student accommodation scams appear in Facebook groups and WhatsApp chats since anyone can post in these spaces. So, avoid relying on social media listings and save yourself from housing scams. Cross-check these businesses online, look for their legit addresses, and do a quick search on that business online; it barely takes a minute or two. Read online reviews of them.

What to Do If You’ve Been Scammed?

1. Contact your bank immediately

First, take a deep breath. If you’ve been caught by a student accommodation scam, it doesn’t mean you were careless. These scams are getting smarter and more convincing every year. Second, don’t wait. Call your bank as soon as you notice something is wrong. The sooner you report it, the better the chance they can freeze or recover your payment.

2. Report it to Action Fraud

Action Fraud is the UK’s national centre for reporting fraud and cybercrime. By reporting, you help build cases and spot patterns in student accommodation scams.

3. Tell your university

Let your student support team or accommodation office know. Universities understand these student accommodation scams keep happening and can guide you to emergency housing or other support.

4. Save everything

Save screenshots, bank transfer receipts, emails, and messages. All of this evidence is important if your bank or the authorities investigate.

5. Don’t feel embarrassed

It’s true, student accommodation scams are made to look real. With professional websites, fake contracts, and urgency tactics, anyone can fall for them.

Tips for International Students to Avoid Accommodation Scams

1. Pause if you’re contacted unexpectedly

If you get an unexpected email or message about housing, take your time. Many student accommodation scams use urgency and pressure. Always check the details before giving out personal or bank information.

2. Use official bank contact numbers

If someone says they are from your bank, don’t call the number they give you. Instead, visit your bank’s official website and use the number listed there. This helps you avoid extra fraud linked to student accommodation scams.

3. Check HMRC communication directly on GOV.UK.

If you get messages about taxes, check them using the official GOV.UK website. Scammers sometimes mix fake tax refunds with housing scams to create more pressure.

4. Never move money for someone else

If a ‘landlord’ wants you to let money go through your account, that’s a major warning sign. This is often tied to crime and can be part of student accommodation scams. Ask your university’s international office. They have experience with these situations. If a listing seems suspicious, ask them to look at it for you. It’s safer to double-check than to risk falling for a scam.

5. Avoid paying deposits before arrival unless using recognised platforms

If you aren’t booking through official university housing or trusted providers like UniAcco, be very careful. Many student accommodation scams happen when people pay upfront without checking properly.

See this Reddit thread to know how to avoid housing scams as an international student.

Final Checklist Before Paying a Deposit

Here is a checklist for you to go through before you make that first deposit. Hope it helps! 

1. Have you seen the property (in person or live video)?

If you have only seen photos, be careful. Scammers often use stolen pictures in student accommodation scams.

2. Is there a signed tenancy agreement?

If there is no proper contract, do not pay. Real landlords always give you paperwork before asking for money.

3. Is the landlord or agency verified?

Look up their name, check if they are registered, if needed, and make sure they are real and not just a contact on WhatsApp.

4. Is your deposit protected?

In the UK, your deposit should go into a government-approved scheme. If the landlord cannot explain this clearly, it is a warning sign of a possible scam.

5. Are you paying into a UK bank account in the landlord’s name?

Be cautious. Check if you are asked to pay into an overseas account or if the payment details seem unusual

6. Checked reviews online?

Look beyond their website. Google reviews can expose student accommodation scams quickly.

7. Have you paused and double-checked?

If you feel rushed, take a step back. Scammers often use pressure to trick students.moIf you are unsure about any point, wait before sending any money. the money yet.

Conclusion 

This quote could sum up everything this blog wanted to tell you: “Better safe than sorry”. You should use this as your go-to motto when you’re planning your studying journey abroad. We know the stress of planning to study abroad comes up. 

Getting scammed while finding accommodation isn’t something you, as a student, should experience. Especially when you’re planning to completely start over in a new country with new aspirations and dreams. So that you don’t fall for these student accommodation scams, UniAcco is here to support you throughout your stay! 

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