Dreaming of studying in Australia but worried about managing your expenses? Wollongong, a lively coastal city in New South Wales, strikes the perfect balance between quality education and affordable living.
Known for its top-ranked university and welcoming community, it attracts over 7,231 international students every year. On average, students spend around AUD 2,195 per month on rent, food, transport, and leisure, a fair price for a relaxed beachside lifestyle.
This blog highlights the cost of living in Wollongong, Australia and helps you plan your student budget smartly and confidently.
Get a complete breakdown of living costs in Wollongong and prepare your finances smartly.
Average Wollongong Living Expenses For Students: An Overview
The cost of living in Wollongong for international students typically ranges between AUD 2,500 and 3,500 per month, depending on accommodation type, lifestyle, and personal spending habits.
Major expenses include rent, groceries, café meals, transport, mobile plans, internet, study materials, entertainment, and personal care. By choosing shared housing and using student concessions, many students manage their budgets efficiently.
On average, the total annual cost of living in Wollongong, Australia falls between AUD 35,000 and 38,000, making it a practical choice for students seeking an affordable yet high-quality lifestyle in Australia.
| Wollongong Living Expenses | Estimated Monthly Cost (AUD) |
| Off-Campus Accommodation (shared/private) | 500 – 1,500 |
| On-Campus Accommodation | 1,200 – 1,800 |
| Groceries | 250 – 300 |
| Food cost (meals, cafés, occasional treats) | 500 – 1,200 |
| Transport (student concession) | 180 – 250 |
| Mobile Plan & Internet | 30 – 60 |
| Entertainment & Socialising | 50 – 100 |
| Study Materials | 50 – 150 |
| Clothes & Personal Care | 180 – 220 |
| Annual Cost of Living | 35,000 – 38,000 |
Use our Cost of Living Calculator to get an accurate estimate based on your location and lifestyle.
Breakdown Of The Wollongong Living Expenses
Living in Wollongong offers students a balanced mix of affordability and quality. Understanding how expenses are distributed each month can help you plan better and avoid unexpected costs.
From rent and groceries to transport and leisure, here’s a detailed breakdown of what international students typically spend while studying in Wollongong.
1. Cost of Student Accommodation
Wollongong offers a variety of student accommodation types, each suited to different budgets and preferences.
On-campus student accommodation near Wollongong University typically offers convenience and proximity to campus, while shared apartments are more affordable and social.
| Accommodation Type | Weekly Rent (AUD) | Typical Inclusions |
| On-campus residence | 300 – 450 | Internet, some utilities |
| Shared apartments | 250 – 400 | Shared utilities, Wi-Fi |
Homestays provide a local living experience, often with meals included, with options available from around AUD 320 per week (including utilities) on UniAcco. Student accommodation in Wollongong often comes bundled with Wi-Fi, water, and electricity, though some properties may charge separately.
Secure a place near campus that fits your lifestyle and budget with ease.
2. Cost of Education
Wollongong is home to the prestigious University of Wollongong (UOW), a globally recognised institution known for its academic excellence and research opportunities. Tuition fees at UOW vary depending on the level and field of study.
On average, undergraduate programs range from AUD 28,000 to 35,000 per year, while postgraduate courses typically cost between AUD 32,000 and 40,000 per year. Specialised programs such as engineering, IT, and health sciences may have slightly higher fees.
| Program Level | Discipline | Estimated Annual Tuition (AUD) |
| Undergraduate | Arts, Business | 13,968 – 19,728 |
| Engineering | 18,333 – 21,819 | |
| Science | 16,080 – 32,160 | |
| Postgraduate | Coursework | 17,784 – 46,062 |
| Research | 17,000 – 53,000 | |
| Doctoral | All Disciplines | 23,000 – 95,000 |
In addition to tuition, students should also account for expenses like study materials, laboratory costs, and student services. Overall, Wollongong offers quality education at competitive rates compared to larger Australian cities, making it a great value for international students.
Get an inside insight into the average monthly budget for students at UOW
Curious about the average monthly budget for students at UOW?
This Reddit post offers an inside insight into the financial situation of students at the University of Wollongong.
3. Cost of Groceries
For students in Wollongong who prefer cooking at home, managing a weekly grocery budget is essential.
On average, students spend AUD 50-70 per week on groceries, depending on dietary preferences and shopping habits.
| Item | Aldi Price (AUD) | Woolworths Price (AUD) |
| Milk (1L) | $1.20 | $1.50 |
| Eggs (12 pack) | $3.00 | $3.50 |
| Bread (loaf) | $1.50 | $2.00 |
| Rice (1kg) | $2.00 | $2.50 |
| Apples (per kg) | $3.00 | $3.50 |
| Carrots (per kg) | $2.00 | $2.50 |
Tips to Save on Groceries:
- Shop at budget-friendly supermarkets like ALDI, Woolworths, and Coles.
- Buy in bulk for non-perishable items like rice, pasta, and canned goods.
- Look for weekly discounts or student deals on grocery apps.
- Cook in batches and share meals with roommates.
- Avoid frequent takeout, home-cooked meals are cheaper and healthier.
4. Cost of Eating Out
Dining out in Wollongong offers a variety of affordable options for students. On average, students spend between AUD 10 and 20 per meal when eating out.
Popular student dining spots include Amigos Mexican Restaurant, known for its budget-friendly specials like $3.50 tacos on Tuesdays and 50-cent wings on Wednesdays.
Jimmy’s Burger Bar offers satisfying meals with chips and a drink for approximately $20.
If you reside at student accommodation near the University of Wollongong, Ugly Duckling Café is a convenient choice for a quick and affordable bite.
| Venue | Dish | Price (AUD) |
| Amigos Mexican Restaurant | Taco (Tuesday Special) | $3.50 |
| Amigos Mexican Restaurant | Chicken Wings (Wednesday Special) | $0.50 |
| Jimmy’s Burger Bar | Burger with Chips & Drink | $20 |
| Ugly Duckling Café | Sandwich or Salad | $10–$15 |
5. Cost of Transportation
Getting around Wollongong is convenient and affordable for students. The city offers buses, trains, cycling paths, and walking routes. Students can access concession fares for public transport, making commuting to campus or city areas cheaper.
Depending on how often you travel, students typically spend between AUD 180 and 250 per month on transport. Cycling is popular with well-maintained bike paths, and walking is easy for those living near the University of Wollongong or the city center. Occasional taxi or rideshare trips can add to your monthly transport costs.
| Transport Mode | Estimated Monthly Cost (AUD) |
| Public Transport (concession fares) | $180 – $250 |
| Cycling (Bike Maintenance) | $10 – $20 |
| Occasional Taxi/Rideshare | $30 – $50 |
6. Cost of Utilities
The monthly utility costs in Wollongong, including electricity, water, heating, and garbage, typically range from AUD 220 to 434, depending on the size of the apartment and individual usage.
Many student accommodation in Wollongong include some utilities in the rent, such as water or heating, while electricity and internet are often billed separately. It’s helpful to check what’s included before signing a lease to avoid surprises and plan your budget.
| Utility | Estimated Monthly Cost (AUD) |
|---|---|
| Electricity | $70 – $150 |
| Water | $30 – $60 |
| Internet (50+ Mbps) | $70 – $114 |
| Mobile Phone Plan | $24 – $70 |
| Total (approx.) | $174 – $394 |
Book verified student housing with flexible lease options and all essentials included.
7. Cost of Entertainment and Leisure
Students in Wollongong typically spend AUD 100–250 per month on entertainment, including cinema visits, gym memberships, café outings, and social events.
| Activity | Estimated Monthly Cost (AUD) |
| Gym Membership | $60 – $100 |
| Cinema Outings | $30 – $60 |
| Café Visits | $40 – $80 |
| Events & Social Activities | $50 – $100 |
| Total (approx.) | $180 – $340 |
Wollongong also offers many free recreational options, such as beach days at North Wollongong Beach, hiking in nearby reserves, and local festivals like the Illawarra Folk Festival.
Want a glimpse of what student life and events in Wollongong look like?
Take a quick look at this short video to see how students spend their leisure time: Watch on YouTube
8. Cost of Health and Insurance
Overseas Student Health Cover (OSHC) is mandatory for international students in Australia, including those studying at the University of Wollongong (UOW).
This insurance covers medical and hospital expenses, ensuring students can access necessary healthcare services during their studies. UOW’s preferred OSHC provider is Bupa, which offers coverage for services like doctor visits, hospital treatments, and emergency ambulance services.
The cost of OSHC varies depending on the duration of the policy. For example, a 12-month single policy may cost approximately AUD 806. It’s essential to maintain continuous coverage for the entire duration of your student visa to comply with Australian immigration requirements.
Having OSHC not only meets visa conditions but also provides peace of mind, knowing that you have access to essential healthcare services while studying in Australia.
Tips To Cut Down Wollongong Living Expenses
- Share Accommodation Strategically
Rent eats up the biggest chunk of a student’s budget in Wollongong, about AUD 220–350 per week for a private room. Sharing an apartment in Gwynneville, Keiraville, or Fairy Meadow can bring that down to AUD 150–200, including utilities. You’ll also save on furniture and internet bills.
- Cook at Home and Plan Meals
A meal out in Wollongong can cost around AUD 20–25. Multiply that by a week, and you’ll feel it. Instead, grab fresh produce from Wollongong Farmers Market (Fridays) or ALDI on Burelli Street. Batch-cook simple meals like stir-fries or pasta that last two days. You’ll easily save AUD 60–80 weekly.
- Use Every Student Discount You Can Find
Flash that student card everywhere. From Opal transport concessions to 10–20% discounts at Hoyts Cinemas, UOW Pulse cafés, and Fitness Passport gyms, it adds up. Also, sign up for UNiDAYS and Student Beans, both of which work in local stores and online brands like The Iconic or Apple.
- Go Second-Hand for Essentials
Before you buy new, check Lifeline, Vinnies, or Facebook Marketplace (Wollongong Buy & Sell). You can get study desks for under AUD 50 and microwaves or kettles for less than AUD 20. For textbooks, use UOW Book Swap groups or StudentVIP to find previous editions.
- Walk, Bike, or Use Public Transport Smartly
The free Gong Shuttle (Routes 55A and 55C) loops around the city, beach, and UOW campus, which is a massive saving if you use it regularly. Otherwise, a student Opal card caps daily fares at AUD 4.30. And if you cycle, Wollongong’s coastal bike paths make it both eco-friendly and cost-free.
- Make the Most of Free University and Community Resources
Save more by tapping into student benefits you already have access to. UOW students can enjoy free gyms, study spaces, and campus events, while nearby libraries and community centres provide free Wi-Fi, workshops, and social activities. These options help cut down on gym memberships, entertainment, and weekend costs without dulling your student life.
With your budget under control, the next step is to explore part-time opportunities that can provide both income and valuable work experience.
Part-Time Opportunities For Students In Wollongong
Part-time job opportunities in Wollongong are abundant, with positions in retail, hospitality, and administration offering competitive hourly rates. By securing part-time employment, students can cover a significant portion of their monthly budget, including rent, food, and transportation. This not only alleviates financial pressure but also provides valuable work experience in the Australian job market.
| Role | Average Hourly Wage (AUD) |
| Retail Assistant | $22 – $27 |
| Wait Staff / Café Barista | $24 – $39 |
| Kitchen Hand | $24.95 – $29.73 |
| Medical Receptionist | $30 – $35 |
| Administration / Office Support | $25 – $28 |
| Animal Care Officer | $26 – $29 |
| Domestic Cleaner | $29.73 – $32.34 |
| Tutor (e.g., Math Tutor) | $30 – $40 |
| Intake Support Worker | $38.65 – $41.45 |
International students on valid visas are permitted to work up to 48 hours per fortnight during study periods. This flexibility allows students to balance work and study effectively.
Conclusion
Your time in Wollongong is a unique opportunity to balance study with city life, turning everyday routines into experiences worth remembering.
From its beaches and coastal walks to vibrant cafés and student events, the city offers plenty to explore beyond the classroom.
Every day can bring a new discovery, whether it’s finding your favorite study spot, connecting with fellow students, or uncovering hidden local gems.
And while you plan your Wollongong adventures, having the right student accommodation can make all the difference.
With UniAcco’s student housing options in Wollongong, you can enjoy comfort, convenience, and a supportive community, giving you more time to focus on studying, exploring, and truly experiencing life in the city.
Explore verified, affordable, and fully-furnished accommodation near UOW.
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