Cost Of Living In Stirling For Students 2024

Cost of living in Stirling

As students prepare for the upcoming academic year in 2024, one of the major considerations is the cost of living in their chosen city. Stirling, a charming city in central Scotland, offers a unique blend of academic excellence, a rich history and scenic beauty. The average monthly costs in Stirling range between £1,200 – £1,300 to cover expenses like accommodation, transport, groceries and other important expenses.  In this guide, we’ll help you understand expenses on varied aspects that comprise the overall cost of living in Stirling.

Cost Of Living Calculator

DescriptionCost (£)
Total Cost of Accommodation100
Total Cost of Transport50
Total Cost of Utilities30
Total Cost of Food70
Total Estimated Cost250

Cost Of Living In Stirling

The cost of living in Stirling is determined by a range of expenses such as housing, meals, groceries, and other miscellaneous costs. Here is a table showing the same information to give you a better understanding of the average monthly expenses for each individual:

ExpenseMonthly Cost (£)
Off-Campus Accommodation620
On Campus Accommodation448
Total Cost of Living with Off Campus Accommodation (Per month)1,295
Total Cost of Living with On Campus Accommodation (Per month)1,123

Note: The costs mentioned above may fluctuate and are subject to change. 

Cost Of Living In Stirling For Indian Students

Living costs in Stirling cover a range of costs, such as food, housing, transportation, and other miscellaneous expenses, in addition to tuition fees. Here is a breakdown of the expenses that Indian students will need to cover when studying in Stirling:

ExpenseMonthly Cost (INR)
Off-Campus Accommodation65,721
On Campus Accommodation47,488
Total Cost of Living with Off Campus Accommodation (Per month)1,37,290
Total Cost of Living with On Campus Accommodation (Per month)1,19,041

Note: The costs mentioned above may fluctuate and are subject to change. 

Cost Of Tuition Fees

When it comes to tuition fees, Stirling’s universities offer a range of options to fit different budgets. The University of Stirling is one of the top-ranked institutions in the city that charges annual tuition fees of around £9,250 for UK students pursuing undergraduate degrees, while international students can expect to pay approximately £16,000 to £19,000 per year, depending on the programme. 

Forth Valley College offers more affordable options, with tuition fees averaging around £6,500 for Higher National Diploma (HND) courses and £1,285 for National Certificate (NC) programmes. However, these average tuition fees per year can vary depending on the university and course you enrol for. 

Cost Of Student Accommodation In Stirling

The prices of student accommodation in Stirling can vary depending on factors such as location, amenities, and the type of housing. Purpose-built student accommodations which are often inclusive of the utility bills can range from approximately £170 to £200 per week, depending on the property type. 

Stirling Accommodation
ParticularStudent AccommodationPrivate AccommodationUniversity Accommodation
Cost170-200 GBP/Per Week250 GBP/Per Week + Utility bills (If not inclusive of the rent)200 GBP/Per week
SafetyThese are gated communities with utmost safety & all facilities included like CCTV, biometric entrance, etcDepends on the landlord and areaThese are on the university campus with all the safety precautions
Utility BillsIncludedNot IncludedIncluded
Home InsuranceIncluded in rent192 GBP per yearIncluded in rent
Proximity UniversityWalking distance to campusDepends on areaInside/nearby Universities
Other AmenitiesMostly all amenities are included like Wi-Fi, microwave, electric stove, fridge etc.Based on landlord/locationMostly all amenities are included like Wi-Fi, microwave, electric stove, fridge etc.

Student Accommodations In Stirling

If you are looking for off-campus student accommodations in Stirling, Riverside Quay prices begin from £175 per week and Centro House have costs beginning from £190 per week. These purpose-built student residences are smart choices as they seamlessly blend comfort, convenience and affordability. You can book these student accommodations through UniAcco.

Stirling: Student Housing, Close to Campus – From £175/week!

Cost Of Transport

Stirling provides convenient access to the main university campuses as well as convenient transportation options for getting around the city and its surroundings, including:

  • Bus: Stirling Bus Station is a hub for local bus services operated by companies like First Scotland East and Stagecoach. Fares normally vary depending on the distance travelled, with single journey tickets ranging from £1.50 to £3.

  • Train: Stirling has a railway station providing connections to major cities like Edinburgh, Glasgow, and beyond. Fares vary depending on the destination, time of travel, and ticket type (e.g., standard, off-peak, or student discount). A one-way fare normally costs around £11.15.

  • Cycling: Stirling promotes cycling as an eco-friendly and cost-effective mode of transportation. Students can use cycle lanes and designated paths to commute around the city. For Santander Cycles, the first 30 minutes of each rental are included. Afterwards, each additional half hour will be charged at £1.

  • Carpooling: Students can go for carpooling arrangements with peers to share transportation costs. Estimated fares for shorter trips within the city range between £5 – £10, depending on the distance. 

Cost Of Food And Groceries

The total costs on food, groceries and dining out can normally vary depending on your individual preferences and eating habits. However, here are some average costs on the essentials and eating out in Stirling: 

  • Budgeting for food and groceries is an essential aspect of student life in Stirling. The city offers a variety of supermarkets, including Tesco, Aldi, and Lidl, where students can find affordable options for their weekly grocery shopping. 
  • Students can expect to spend an average of £40 – £60 per week on groceries depending on their dietary preferences and cooking habits. 
  • Eating out occasionally at local eateries or on campus can add an extra £10 – £20 per week.

Miscellaneous Expenses

Apart from the major expenses like tuition, accommodation, and food, students in Stirling should also budget for miscellaneous costs to maintain a well-rounded lifestyle. 

  • Entertainment options like going to the movies, attending concerts or plays, or exploring the city’s nightlife will cost around £5 to £20 per outing.
  •  Personal care items such as toiletries, haircuts, and gym memberships should also be factored in, with an average monthly expense of £30 to £50. 
  • Healthcare is another important consideration and students can access basic medical services through the National Health Service (NHS). However, additional costs may arise for prescription medications or private healthcare services. 
  • Setting aside an emergency fund of £50 to £100 per month are ideal for unexpected medical expenses.

Is Stirling Expensive To Live For Students?

While Stirling may not be the most affordable student city in the UK, it offers a relatively reasonable cost of living compared to larger metropolitan areas. Additionally, many scholarships offer financial assistance for students to cover their educational expenses which contribute to a major chunk of the costs. Factors like the availability of affordable accommodation options, discounted student rates for transportation, and the presence of budget-friendly supermarkets contribute to making Stirling a viable choice for those seeking a balance between quality of life and financial considerations.  

Factors Influencing the Cost of Living in Stirling

The cost of living in Stirling is influenced by a variety of factors. From housing expenses, healthcare to transportation costs and grocery prices, understanding these key elements is crucial for students to effectively manage their budgets.

Housing Costs

One of the most significant factors affecting the cost of living for students in Stirling is housing. The cost of accommodation can vary greatly depending on factors such as proximity to the university and the type of housing.


Transportation is one of the major contributors to the cost of living in Stirling as students will need to travel to their university frequently. Thus, it is advisable to opt for accommodations closer to the campus and adapt cost-effective modes of commute.

Food and Groceries

Grocery shopping is a significant part of a student’s budget, and Stirling offers a variety of supermarkets and local markets where students can find affordable food options. 

Entertainment and Social Life

While Stirling offers a lively social scene with various entertainment options, students need to be mindful of their spending in this area. These expenses are majorly influenced by how frequently students dine out or attend events. 

Personal Expenses

Personal expenses on self care supplies, grooming services and healthcare equally add up to the cost of living. However, this is dependent on individual preferences and lifestyle choices.

Tuition Fees

Tuition fees can vary between universities and programmes. Students should carefully research and compare tuition costs across different institutions and courses to find the best fit for their academic goals and financial situation.

How To Save Money As A Student In Stirling?

Here are some simple yet impactful tips on how to save money as a student in Stirling to help manage finances better:

  • Go for purpose-built student accommodations, as they are majorly inclusive of the utility bills in the property pricing.
  • Buy groceries from budget supermarkets like Aldi or Lidl.
  • Take advantage of student discounts at local restaurants and cafes.
  • Pack your own lunch and snacks instead of buying on-campus.
  • Purchase a student-discounted monthly bus pass.
  • Carpool with fellow students for longer journeys.
  • Always ask for student discounts at shops, restaurants, and events.

While studying in Stirling requires planning for a variety of expenses, implementing cost-saving strategies and being mindful of spending habits can significantly reduce your expenses and help you make the most of your student life in Stirling.


Is it expensive to live in Stirling Scotland?

In general, Stirling is relatively affordable than other cities like Glasgow, Edinburgh, or London. The affordability of housing, food, and transportation may be a huge benefit.

What is the average monthly cost of living for students in Stirling?

The total cost of living ranges from £1,123 per month for on-campus accommodation to £1,295 for off-campus accommodation.

How much do tuition fees cost at the University of Stirling?

Tuition fees at the University of Stirling are around £9,250 per year for UK students and £16,000 – £19,000 for international students.

What is the normal weekly cost of student accommodation in Stirling?

Purpose-built student accommodation costs around £170 – £200 per week, while private rentals can cost £250+ per week plus utility bills.

How much should students budget for transportation in Stirling per month?

Students should budget around £40 per month for transportation costs like bus passes and occasional ridesharing.

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Cost of living in Stirling

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