Cost of Living in Liverpool For Students [Updated Prices 2025]

Every student desires a smooth transition from their home country to a foreign country. That, however, necessitates some planning and preparation. Living in a city such as Liverpool in the United Kingdom is one of the most convenient options for overseas students. With students from all over the world flocking to this city and enrolling at the finest universities, you may be assured of the reasonable cost of living in Liverpool.  So, what will your Liverpool living expenses look like? What aspects should be considered before the major transition?

According to The Times Higher Education, Liverpool is among the most popular cities in the United Kingdom, with roughly 70,000 students adding to its overall population. It is an outstanding city with thriving nightlife and some of the world’s most recognisable landmarks. It is no wonder then that international students find it very convenient to afford the cost of living in Liverpool. Students in Liverpool can expect to spend between £1,500 and £1,700 per month on living costs, covering rent, food, and transportation. Affordable student housing, grocery options, and public transport discounts help keep costs manageable. This budget range is inclusive of the cost of food for students in Liverpool, which forms a significant part of their overall monthly expenses. Read on to discover Liverpool as a city for international students.

About Liverpool As A Student City

Liverpool, with a student population of almost 70,000, is by far among the most popular student cities in the UK. The city is known for its low cost of living, housing, and entertainment, and it has a bustling student scene. It’s an outstanding city with many iconic landmarks, such as The Liver Buildings, The Beatles’ houses, and the historic docks – all of which will become familiar sights should you choose to enrol there.

What Is The Cost Of Living In Liverpool?

A variety of expenses including accommodation, food, groceries and miscellaneous costs defines the cost of living in Liverpool. On average, students can estimate their monthly living costs in Liverpool to be around £1200 – £1300. However, these expenses can vary depending upon your personal preferences and lifestyles. Here is a tabular representation of the same to provide you with clarity on these average individual expenses per month:

The table here lists the estimated costs that you will incur on a monthly basis in Liverpool –

Particulars	Monthly Cost (£)
Off-Campus Accommodation	£520
On-Campus Accommodation	£600
Transportation	£67
Food	£399
Entertainment	£40
Groceries	£112
Clothes	£70
Total Cost of Living with Off-Campus Accommodation	£1,208
Total Cost of Living with On-Campus Accommodation	£1,288

Note: The costs mentioned above may fluctuate and are subject to change.

Below is a breakdown of the cost of living in the Liverpool for Indian Students

The living costs in Liverpool are inclusive of various expenses including food, accommodation, travel and many others that are beyond the tuition fees. Here is a representation of the average total expense that Indian students will have to incur while pursuing their studies in Liverpool:

Expense	Monthly Cost (INR)
Off-Campus Accommodation	54,767
On Campus Accommodation	63,192
Transportation	7,056
Food	42,023
Entertainment	4,212
Groceries	11,795
Clothes	7,372
Total Cost of Living with Off Campus Accommodation (Per month)	127,228
Total Cost of Living with On Campus Accommodation (Per month)	135,653

Note: The costs mentioned above may fluctuate and are subject to change. 

Cost Of Tuition Fees

The University of Liverpool features average tuition fees per year between £20,000 and £24,000, depending on the programme of study. Liverpool John Moores University, another esteemed university in the city, features tuition fees of around £15,600 per year. However, tuition costs can vary basis the course and university that you opt for. 

Cost Of Student Accommodation In Liverpool

The prices of student accommodation in Liverpool can vary depending on factors such as location, amenities, and the type of housing. Purpose-built student accommodations can range from approximately £80 to £200 per week depending on the property type. 

Liverpool Accommodation
	Student Accommodation	Private Accommodation	University Accommodation
Cost	80-200 GBP/Per Week	250 GBP/Per Week + Utility bills	150 GBP/Per week
Safety	These are gated communities with utmost safety and all facilities included like CCTV, biometric entrance, etc.	Depends on the landlord and area	These are on the university campus with all the safety precautions
Utility Bills	Included	Not Included	Included
Home Insurance	Included in rent	140 GBP per year	Included in rent
Proximity University	Walking distance to campus	Depends on area	Inside/nearby Universities
Other Amenities	Mostly all amenities are included like Wi-Fi, microwave, electric stove, fridge etc.	Based on landlord/location	Mostly all amenities are included like Wi-Fi, microwave, electric stove, fridge, etc.

Cost Of Transport

Liverpool offers seamless connectivity to the major university campuses along with convenient transportation alternatives to travel within and around the city including:

• Bus: Liverpool’s bus network is operated by companies like Arriva and Stagecoach that offer an economical way for students to commute. A single trip can cost around £2.50 which can vary depending on the distance.
• Train: Liverpool boasts excellent rail connectivity, with several train stations serving the city and its suburbs. Liverpool Lime Street is the primary railway station, offering regular services to destinations across the UK, including Manchester, Leeds, and London. A single trip can cost around £4.50 which can vary depending on the distance.
• Bike: Liverpool is a bike-friendly city with designated cycling paths. The city’s bike hire scheme, City Bike, with rental fares starting at around £1 per 30 minutes.

Cost of Food and Groceries

A grocery haul for a single person will cost around £50 – £60 per week on average. Liverpool offers a diverse range of dining options, from cosy cafés to upscale restaurants. 

A meal for one at an inexpensive restaurant is estimated to cost around £12 – £15, while a three-course meal for two at a mid-range restaurant can cost £40 – £60.

Is Liverpool Expensive To Live For Students?

While Liverpool offers a bustling student life and top-notch educational institutions, the cost of living can be a significant consideration for those on a tight budget. Fortunately, the city provides various affordable options for students. Additionally, many scholarships offer financial assistance for students to cover their educational expenses which contribute to a major chunk of the costs. Thus, with the right planning, the living costs as a student in Liverpool can be managed well. 

Factors Influencing Cost Of Living In Liverpool 

For students, the cost of living is influenced by a variety of factors specific to their lifestyle and needs. Here are some key factors that can impact the cost of living for students in Liverpool:

• Accommodation
• Transportation
• Food & Groceries
• Entertainment & Leisure
• Health care expenses
• Study supplies
• Miscellaneous costs

How To Save Money As A Student In Liverpool?

Saving money as a student in Liverpool can seem to be challenging due to the higher living costs and several associated expenses. However, with some careful planning and mindful spending habits, there can certainly be scope for savings. Here are some helpful and practical tips:

• It is a smart idea to go for purpose-built student accommodations as they are inclusive of the utility bills in the property pricing which makes them cost-effective and convenient.
• Travel through public transportation to reach your university campus and explore areas within and around the city.
• Leverage your university library resources such as textbooks and online study materials.
• Always ask for student discounts and deals at restaurants, retail outlets and gym memberships.
• Home-cooked meals are a healthy and smart way to save money than dining out frequently.

FAQs

1. Is it expensive to live in Liverpool?

Living in Liverpool can be more affordable than in other UK cities, with reduced living costs and more affordable housing options.

2. What is the average cost of living in Liverpool?

The average monthly cost of living in Liverpool for students, including housing, food, and other expenses, ranges from £1,500 and £1,700.

3. How much does it cost to live in Liverpool for Indian students?

The cost of living in Liverpool for Indian students varies according to individual circumstances, but an approximate estimate would be between £1,450 and £1,650 per month.

4. How much do you need to earn to live in Liverpool?

As per the recent analysis of Nambeo, The amount you need to earn to live in Liverpool varies on your lifestyle and circumstances, but a monthly income of roughly £1,500-£2,000 is a good starting point.

5. Is Liverpool a good place to live and work?

Liverpool is a terrific city to live and work, with a dynamic cultural scene, job prospects, and a lower cost of living than some other big UK cities.

Thank you for reading this blog on the Cost of living in Liverpool. If you’d like to read more, here are some blogs that might be of interest to you –

• Tips On Settling Into Your New Student Accommodation
• Top 5 Cheapest Student Accommodation in Leicester
• How To Find Your Perfect Student Accommodation
• Best Universities In Liverpool For International Students
• Cost of Living In Manchester
• Best student accommodations near the University of Liverpool

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