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Blog » Living » Cost of Living in Belfast for Students – 2025/26

Cost of Living in Belfast for Students – 2025/26

By UniAcco
March 28, 2025 •
cost of living in belfast

Belfast, the vibrant capital of Northern Ireland, offers an exciting blend of rich history, cultural diversity, and a welcoming atmosphere that makes it an attractive destination for students. With its bustling streets filled with cafes, shops, and historical landmarks, students can immerse themselves in a lively urban environment while pursuing their studies. The cost of living in Belfast is notably lower than in many other UK cities, making it a budget-friendly option for those seeking higher education.

Your living expenditures can vary depending on whether or not you live on campus, as well as how long you plan to stay in Belfast. However, there are some things that will remain constant no matter what: housing and food costs could be on the higher spectrum for students in this area. The average monthly cost of living in Belfast for students ranges between £1,480 to £1,556. The average cost of living expenses for Indian students in Belfast typically ranges from ₹158,000 to ₹167,000 per month, excluding tuition fees. Student housing costs vary between ₹79,487 and ₹ 87,177 per month. It’s important to note that your cost of living in Belfast will be influenced by your lifestyle. Before we get into each of the individual expenses for overseas students in Belfast, let’s understand the heart of the city a bit better.

Cost Of Living Calculator

DescriptionCost (£)
Total Cost of Accommodation100
Total Cost of Transport50
Total Cost of Utilities30
Total Cost of Food70
Total Estimated Cost250

Cost Of Living In Belfast:

As students navigate their new lives in this dynamic city, understanding Belfast’s cost of living is crucial. On average, students can expect to spend between £1,100 to £1,400/ INR 124,028 to 137,052 per month, which includes accommodation, food, transportation, and leisure activities. This affordability allows students to enjoy the rich cultural experiences Belfast has to offer without the financial strain often associated with studying in larger cities.

Expense CategoryAverage Monthly Cost (£)Average Monthly Cost (INR)
Off-Campus Accommodation40079,577
On-Campus Accommodation52887,754
Transportation836,205
Food48047,508
Entertainment383,844
Groceries12813,712
Clothes667,477
Total Cost of Living (Off-Campus)1,195158,508
Total Cost of Living (On-Campus)1,323166,670

Student Accommodation In Belfast:

Student accommodation in Belfast strives to maintain the highest standards and meet every student’s needs. With the rentals ranging from £119/week to £250/week, let us take a look at the different kinds of living spaces available to better understand the cost of living in Belfast –

Shared Rooms – Offer a shared kitchen, living and washroom space.

Private Rooms – Students looking to enjoy a bit more private space can opt for private rooms where they can have a bathroom and study area all to themselves, yet enjoy a shared kitchen and living area.

Studios – Want to cut out shared spaces and opt for complete privacy? Studios are perfect for students looking for a private bathroom, bedroom, kitchen, study and storage space.Apartments – Total comfort – a fully furnished room that comes with an en-suite bathroom, living room, kitchen, study area and wardrobe.

Belfast: Student Housing, Close to Campus – From £146/week!

Cost Of Accommodation In Belfast

When it comes to studying in Belfast, one of the first things students often think about is the accommodation and its proximity to the university. The good news is that Belfast offers a range of accommodation options to fit different budgets and lifestyles, making it an inviting choice for both local and international students. Whether you’re looking for the convenience of university halls or the independence of a private flat, there’s something for everyone in this vibrant city.

Student-friendly Locations – Students in Belfast prefer the areas of College Square, University Road and Botanic Avenue due to their close proximity to the city’s universities. Some of the best properties are Aster House, Botanic Studios and York Street, as they offer state-of-the-art facilities and ensure students enjoy a comfortable stay in the city.

Rent for Students – Rent in a metropolis is surely not inexpensive. Hence, we have curated a list of the best properties for students who can live in Belfast at the most affordable rates ranging from £119/week to £250/week or INR 12,706 to 26,775.

Cost Of Food In Belfast:

Belfast is a city that beautifully blends rich history with a vibrant culinary scene, making it a fantastic place to explore diverse dining options. Whether you’re treating yourself to a meal at a cosy local restaurant or indulging in a three-course dinner with a loved one, the city’s eateries offer something for everyone. From traditional Irish fare to international cuisine, Belfast invites you to savour its flavours. Here’s a look at the typical costs associated with dining out in this lively city. On average, residents can expect to spend between £200 and £444 per month on dining out, while grocery shopping typically adds another £406 to their monthly food expenses.

RestaurantsRange (£)Range (INR)
Meal, Inexpensive Restaurant11-301168 – 3186
Meal for 2 People, Mid-range Restaurant, Three-course50-1005310- 10620
McMeal at McDonalds (or Equivalent Combo Meal)7-8743 – 849

Cost Of Groceries In Belfast:

The cost of groceries in Belfast is generally affordable, making it a great option for students and residents alike. These prices reflect the typical costs associated with grocery shopping in Belfast, allowing students and residents to budget effectively while enjoying a variety of food options available in the city’s supermarkets and local markets like St George’s Market, which is known for its fresh produce and local goods.

Grocery ItemPrice Range (£)Price Range (INR)
Milk (regular) (1 litre)1 – 2107 – 214
Loaf of Fresh White Bread (500g)1 – 2107 – 214
Rice (white) (1kg)1 – 3107 – 321
Eggs (regular) (12)1 – 4107 – 428
Local Cheese (1kg)3 – 20321 – 2,141
Chicken Fillets (1kg)2 – 10214 – 1,071
Beef Round (1kg)6 – 12643 – 1,283
Apples (1kg)1 – 4107 – 428
Banana (1kg)1 – 3107 – 321
Oranges (1kg)1 – 4107 – 428
Tomato (1kg)1 – 4107 – 428
Potato (1kg)1 – 20.00 – 214
Onion (1kg)1 – 20.00 – 214
Lettuce (1 head)1 – 2107 – 214
Water (1.5 liter bottle)1 – 20 – 214

Cost of Transportation In Belfast:

The cost of transportation is relatively affordable, enhancing Belfast student life and enabling easier navigation into the city. The public transport system is well-developed, primarily operated by Translink, which includes Metro buses and NI Railways. 

TransportationPrice Range (£)Price Range (INR)
One-way Ticket (Local Transport)2 – 4214 – 428
Monthly Pass (Regular Price)43 – 654,605 – 6,956
Taxi Start (Normal Tariff)3 – 5321 – 535
Taxi 1km (Normal Tariff)1 – 3107 – 321

These prices reflect the typical costs associated with getting around Belfast, allowing students to budget effectively while enjoying the convenience of public transport and taxi services. The recent fare increases announced by Translink, including a 6% rise in bus fares, may impact future transportation budgets, but overall, Belfast remains a cost-effective city for commuting and exploring its vibrant offerings.

Cost Of Leisure and Fitness In Belfast:

Living in Belfast is quite reasonable, providing students and residents with various options to stay active and enjoy their free time. Whether you’re looking to hit the gym, catch a movie, or play some tennis, Belfast offers a range of affordable activities. Below is a summary of the cost of living in Belfast for students when it comes to engaging in leisure and fitness:

Leisure ActivityPrice Range (£)Price Range (INR)
Fitness Club, Monthly Fee for 1 Adult22 – 412,359 – 4,390
Tennis Court Rent (1 Hour on Weekend)10 – 151,071 – 1,605
Cinema, International Release, 1 Seat8 – 12857 – 1,283

Cost Of Utilities in Belfast:

The cost of utilities in Belfast is generally affordable, making it manageable for students and residents to maintain a comfortable living environment. Understanding these essential expenses is crucial for budgeting effectively while studying or living in the city. Below is a summary of typical utility costs for a standard household in Belfast:

UtilityPrice Range (£)Price Range (INR)
Basic (Electricity, Heating, Cooling, Water, Garbage) for 85m² Apartment100 – 15010,710 – 16,065
Mobile Phone Monthly Plan with Calls and 10GB+ Data10 – 351,071 – 3,744
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL)25 – 432,677 – 4,605

Cost Of Tuition In Belfast

The cost of tuition in Belfast varies significantly depending on the university and the specific master’s programmes offered. Two of the main Belfast universities include Queen’s University Belfast and Ulster University Belfast, both of which are known for their diverse range of postgraduate courses. Below is a summary of the tuition fees for some of the top master’s programmes at these universities.

UniversityMaster’s ProgrammeTuition Fees (£)

Queen’s University Belfast
Master of Science (M.Sc) in Data Science21,500 
Master of Engineering (M.Eng) in Civil Engineering
Queen’s University BelfastMaster of Business Administration (MBA)28,000

Ulster University
Master of Science (M.Sc) in Cyber Security
18,800
Master of Arts (M.A) in International Relations
Master of Science (M.Sc) in Marketing

Minimum Wage In Belfast Vs Other Places:

As of April 2024, the minimum wage in Belfast aligns with the national standards set for the UK. The National Living Wage (NLW) for workers aged 21 and over is set at £11.44 per hour or INR 1,225, reflecting a significant increase aimed at helping workers cope with rising living costs. For younger workers, the National Minimum Wage (NMW) varies, with those aged 18 to 20 earning £8.60 or INR 920 and workers under 18 receiving £6.40 or INR 685.

Visa Costs For International Students:

For international students planning to study in the UK, understanding the visa costs is crucial for effective budgeting. As of 2024, the application fee for a UK Student Visa is set at £490/ INR 52,403 for both main applicants and child students. Additionally, students applying for expedited processing can opt for priority services, which cost an extra £990/INR 105,580, or super-priority services for £1,490/ INR 159,609.

Beyond the application fee, international students are also required to pay an Immigration Health Surcharge (IHS), which provides access to the National Health Service (NHS) during their stay. This surcharge is charged at £776/ INR 83,000 per year, or £388/ INR 41,500 for any period that is six months or less. These costs can significantly impact a student’s financial planning, especially for longer courses.

How To Spend Wisely In Belfast? 

As a student in Belfast, managing your finances effectively is crucial for making the most of your experience while minimising expenses. The city offers a vibrant culture, rich history, and numerous opportunities for socialising and learning, but it’s essential to navigate these options wisely to stay within budget. By adopting smart spending habits and taking advantage of local resources, you can enjoy all that Belfast offers without breaking the bank. Here are some practical tips to help you spend wisely during your year in this dynamic city:

  • Accommodation Choices: Opt for budget-friendly options like hostels or shared accommodations, which can cost as low as £10/INR 1,071 per night compared to central hotels starting at £100/ INR 10,710.
  • Transportation Savings: Utilize the Belfast Bikes sharing service for only £1/INR 107 for 30 minutes, or purchase travel cards for public transport to save on multiple journeys.
  • Explore on Foot: Take advantage of Belfast’s walkability to avoid transportation costs while enjoying scenic routes along the River Lagan and visiting attractions like the Titanic Quarter.
  • Affordable Dining: Eat at local markets or casual dining spots instead of expensive restaurants; many places offer meals under £10/INR 1,071.
  • Free and Low-Cost Activities: Look for free events, parks, and museums, or visit sites like St. Anne’s Cathedral for just £5/INR 535.
  • Plan Your Outings: Consider guided tours that offer family deals or discounts, such as the Hop-On Hop-Off Bus Tour, priced at around £18/INR 1,922 per person.

The cost of living in Belfast for students is notably affordable compared to other major UK cities, making it an attractive option for those pursuing higher education. On average, students can expect to spend between £900 and £1,300 or INR 96,390 and INR 139,230 per month, excluding tuition fees, which is significantly lower than in cities like London. With reasonable accommodation costs, transportation, and utilities, Belfast offers a balanced lifestyle that allows students to enjoy their studies while managing their finances effectively.

FAQs on Cost of Living in Belfast

1. What is the Cost of Living in Belfast?

The average cost of living in Belfast is approximately GBP 749/INR 80,064 per month, excluding rent. Rent for a one-bedroom apartment typically ranges from GBP 700 to GBP 950 or INR 74,970 to INR 101,745, depending on the location.

2. What does Belfast student life look like?

Belfast offers a vibrant student life with a friendly atmosphere, diverse cultural experiences, and a lively social scene. Students benefit from affordable living costs, numerous clubs and societies, and excellent academic opportunities at institutions like Queen’s University and Ulster University. The city is compact and walkable, making it easy to explore its rich history, nightlife, and outdoor activities.

3. Is it cheaper to live in Belfast or Dublin?

Belfast is significantly cheaper to live in than Dublin, with the cost of living in Belfast being approximately 28.8% lower when including rent. Rent prices in Belfast are about 51.1% lower than in Dublin, making it a more affordable option overall for residents.

4. Is Belfast UK a good place to live?

Belfast is generally considered a good place to live, offering a high quality of life with affordable living costs and vibrant cultural experiences. The city boasts excellent educational institutions and a welcoming community, although it does face challenges like safety concerns in some areas and public transport limitations.

5. What is the house rent in Belfast?

The average rent in Belfast is approximately £1,019/INR 109,932 per month as of early 2024, reflecting a recent increase of 7.4% over the previous year. For specific types of housing, one-bedroom apartments typically cost around £925/INR 99,178, while two-bedroom apartments average about £975/ INR 104,492.

6. What is the cost of living in Belfast for students?

The cost of living in Belfast can vary depending on the city or region. However, it is estimated that a student should make a budget ranging from £540 to £660 monthly.

7. What is the cost of living in Northern Ireland?

The cost of living in Northern Ireland can vary depending on the city or region. Generally, it is considered to be more affordable than some other parts of the UK. However the average cost oof living in Northern Ireland ranges between €616- €1000 monthly.

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