Cost Of Living In Paisley For Students 2024

Hosting the University of the West of Scotland, Paisley offers a perfect blend of academic excellence and a lively student community. With its welcoming atmosphere and friendly locals, Paisley becomes not just a place of study, but a second home for students. Beyond the classrooms, the town offers a plethora of cafes, shops, and green spaces, creating an ideal environment for both learning and leisure. From accommodation to daily expenses, this blog post aims to be your guide, providing insights and tips to help you make informed decisions about budgeting and managing your finances while pursuing your education in this charming town. Paisley student housing can cost between £1,662 to £2,500 monthly. The price changes based on where it’s located and if it has special features like private bathrooms. Don’t forget to add about £420 for food and £60 for travel to your monthly budget when planning for your ideal place in Paisley! Get ready to explore the dynamic blend of academic pursuits and everyday life, as we delve into the anticipated cost of living for students in Paisley. 

Average Living Cost in Paisley For Students

As a student seeking to pursue education in Paisley, here is a brief understanding of the various expenses that you will have to keep in mind:

Cost of Living in Paisley for Indian Students

As a student aiming to pursue abroad studies, you will need to plan your budget to allocate funds for expenses beyond the tuition fees. However, it is imperative to note that the amount of expenses incurred on various aspects differs from individual to individual depending on their lifestyles and preferences. Here is a snapshot of the varied expenses you’ll have to add to your cost of living in Paisley Scotland as a student: 

*The accommodation costs are dynamic in nature and are based on property availability

Is It Expensive In Paisley For International Students?

From exploring historic landmarks to immersing oneself in lively cultural events, Paisley presents a delightful journey through time. With its welcoming atmosphere, diverse shops, and cosy cafes, the town invites you to discover its hidden gems and have one-of-a-kind experiences. As an international student, the cost of living in Paisley will considerably differ based on the locality that you choose to reside, your lifestyle and personal preferences. A monthly bus pass in Paisley will cost you around £45 – £60, covering most city travel.

Trains to Glasgow for a one-way journey have a fare of £6 – £12 one way. This is good for weekend city trips. Taxi fares range between £5 – £10 for short trips. From an entertainment perspective, cinema tickets cost around £8 – £10 which are comparatively less prices during off-peak times. The key point here is that with smart budgeting and a willingness to explore, you can live comfortably and enjoy all that Paisley has to offer without breaking the bank.

Why Is Paisley Expensive?

One key contributor is the town’s popularity and appeal, drawing both students and visitors from across the world.  As demand for housing increases, the cost increases too. This makes accommodation one of the significant expenses along with increasing the cost of living in Paisley for students. Additionally, Paisley’s commitment to maintaining a high quality of life is evident in its well-maintained infrastructure and amenities, contributing to the overall expenses. The local economy’s stability and growth also play a role, impacting job opportunities and average income levels. As a result, the town’s thriving economy may result in higher prices for goods and services. Furthermore, the cost of transportation can add to the overall expenses. You can go for purpose-built student accommodations as these student residences offer a plethora of amenities at affordable prices. The utility bills are also inclusive of the property pricing. This will save a major chunk of your expenses on accommodation as a student in Paisley, Scotland. 

How To Save Money As A Student In Paisley?

The cost of living in Paisley, especially as an international student might feel heavy and tedious to manage. However, saving money as a student in Paisley requires a combination of smart budgeting, resourcefulness, and making smart choices. Here are some practical tips to help you manage your finances effectively:

Budgeting

Create a realistic monthly budget outlining your income and essential expenses such as rent, groceries, and utilities. Identify areas where you can cut costs to maximise savings.

Accommodation

Consider shared accommodation to split rent and utility costs with roommates. Look for affordable housing options or explore on-campus accommodation, if available. Purpose-built student accommodations are ideal choices as they include utility bills with the property pricing for a hassle-free experience.

Transportation

Opt for student discounts on public transportation or consider walking or cycling to save on commuting costs. Explore the option of getting a rail or bus pass for regular travel, which may offer discounted rates.

Food and Groceries

Opt for home-cooked meals to save money compared to dining out regularly. Take advantage of bulk discounts and offers while grocery shopping.

Entertainment

Look for student discounts on entertainment options, including cinema tickets, museums, and local events. Explore free or low-cost activities in Paisley, such as community events or outdoor activities.

Study Materials

Explore digital options to save on textbook costs. Utilise the university library and online resources whenever possible.

Part-Time Employment

Explore part-time job opportunities that align with your schedule to supplement your income. Check with the university’s career services for job listings or on-campus job roles.

Cost Of Transportation In Paisley

Paisley, Scotland’s vibrant gem, boasts a bustling cultural scene, rich history, and friendly charm. Paisley is home to the University of the West of Scotland (UWS) and thus, students seek residential options which are closer to the university to save commuting costs and money. You can opt for purpose-built residences for a seamless student living experience. Paisley offers a buzzing social setting for students, thereby offering an opportunity to explore the popular attractions and nearby places. These student accommodations offer easy access to public transportation links, thereby allowing the flexibility to travel across the city with convenience at minimal costs. 

Transportation is one of the key factors in the cost of living in Paisley as a student. However, with multiple commute options, you can travel within and across the town seamlessly. Paisley is compact and walkable, with most central attractions within a comfortable distance. Plus, it’s a fantastic way to soak in the local atmosphere and hidden gems. Paisley’s dedicated cycle paths and growing cycling community make exploring on two wheels a breeze. Public bike rentals are readily available, offering a fun and healthy way to get around. Paisley’s extensive bus network covers all corners of the city and beyond, with fares starting at a pocket-friendly £1.60. Paisley Gilmour Street station connects you to Glasgow and beyond, perfect for day trips or weekend adventures. Fares vary depending on destination, but single tickets to Glasgow start around £6. Taxi fares start around £5 for short trips and increase with distance. Explore Scotland’s stunning landscapes with Scotrail trains. Day trips to Loch Lomond, Stirling, or Edinburgh are all within reach, with return fares starting at around £20. 

Cost of Food in Paisley

For students navigating the lively town of Paisley, managing the cost of food is a key aspect of the overall budget. Grocery shopping provides students with the flexibility to create budget-friendly meals, with various supermarkets offering a range of affordable options for essentials like bread, milk, and fresh produce. For those looking to dine out, the town also boasts a variety of eateries catering to diverse tastes and budgets. From cosy cafes to takeaway joints, students can find a mix of economical and indulgent options to suit their preferences. Paisley boasts charming farmers’ markets and independent grocers stocked with fresh local produce at competitive prices. Paisley’s diverse culinary scene offers budget-friendly options like Indian curries for £8 or Chinese stir-fries for £7. Paisley caters to all budgets, with fine-dining restaurants offering exquisite menus for around £30. 

UK Taxes

National Insurance and income tax are also applicable to students, although they must first meet a certain income threshold. The term “personal allowance” refers to the amount of money that students can earn without being subject to income tax. Over this allowance, any income is taxable at the following rates: 20% tax on earnings between £12,500 and £50,000 per year, and 40% tax on incomes over £46,350. In terms of National Insurance, the rates are 2% for wages over £892 and 12% for incomes between £166 and £962 per week.

Cost of Studying in Paisley

Tuition fees can vary depending on your programme and the university that you go for. For international students, undergraduate fees typically range from £10,000 to £15,000 per year, while postgraduate fees can be between £11,000 and £16,000. The cost of accommodation can vary based on preferences and location. On an average, on-campus housing or shared accommodations can range from £4,000 to £7,000 per academic year. You will also need to include the cost of transportation, groceries, personal well-being and other miscellaneous expenses as a part of your cost of studying in Paisley. This will certainly vary according to your lifestyle, budget and personal choices.

Cost of Accommodation in Paisley

The cost of Student accommodation in Paisley is a significant consideration for students, and it can vary based on factors such as location, type of housing, and amenities. On-campus housing options provided by the University of the West of Scotland offer convenience and a sense of community. However, these residential facilities are available mainly for first-year students. This results in the need to have reliable, convenient and comfortable accommodation closer to the university. You can go for purpose-built student accommodations as these are inclusive of the utility bills. The bustling town offers a variety of housing options to suit different preferences and budgets, allowing students to find a place that aligns with both their lifestyle and financial considerations. On-campus student halls at UWS cost around £250-£400 per week. Off-campus accommodations are cost-effective, starting around £150 per week.

Cost of Health Insurance in Paisley

Health insurance is an important aspect for international students studying in Paisley, ensuring access to quality healthcare throughout their academic journey. The cost of health insurance varies depending on the coverage provided and the specific policy chosen. On average, international students in the UK may expect to budget around £150 to £300 per year for health insurance. This coverage often includes medical consultations, hospital stays, and emergency treatments. It is essential for students to thoroughly understand the terms of their health insurance policies, including any deductibles or co-payments, to make informed decisions about their well-being. 

Job Opportunities In Paisley

Students often find part-time work in sectors such as retail, hospitality, and customer service, which not only helps with finances but also offers valuable work experience. The University of the West of Scotland itself may offer on-campus employment opportunities. Some popular job opportunities in Paisley include: 

Retail Sector

Paisley has a bustling retail sector, offering job opportunities in stores, supermarkets, and boutiques.

Hospitality Industry

With a variety of restaurants, cafes, and bars, there are ample opportunities in the hospitality sector. 

Administrative Roles

Various businesses and offices in Paisley may have administrative positions available. These roles can include office assistants, receptionists, and administrative support staff.

Healthcare Sector

The healthcare industry, including local clinics and hospitals, may offer job opportunities for those with relevant qualifications. Positions may range from administrative roles to healthcare support staff.

Marketing and Sales

Many companies in Paisley may have openings in marketing and sales. These roles could involve promoting products, managing social media accounts, or working on advertising campaigns.

Wrapping It Up

In conclusion, navigating the cost of living in Paisley as a student requires a thoughtful approach to budgeting. We hope this comprehensive blog post successfully provided meaningful insights on the cost of living as a student in Paisley. With an annual estimated cost of living around £14,328, students must consider these expenses alongside tuition fees when planning their studies in Paisley. The town’s popularity and commitment to a high quality of life contribute to its overall expenses, making it essential for students to adopt cost-saving strategies. Whether through smart budgeting, part-time employment, or exploring affordable accommodation options, students can make the most of their educational journey in Paisley without compromising on experiences. 

FAQs

How expensive is it to study in Paisley?

For international students, undergraduate fees typically range from £10,000 to £15,000 per year, while postgraduate fees can be between £11,000 and £16,000.

Where do students live in Paisley?

The town provides a range of housing options, from flats to houses, catering to different preferences and budgets. Areas like Ferguslie Park, Seedhill, and Hawkhead are popular among students due to their proximity to the university and local amenities.

How much is student accommodation cost in Paisley?

On-campus student halls at the University of the West of Scotland cost around £250-£400 per week. Off-campus accommodations are cost-effective, starting around £150 per week.

Is public transport easily available in Paisley?

Paisley offers multiple transportation options from bikes, buses, taxis and trains for travelling at cost-effective prices. 

How much money do you need to live comfortably in Paisley?

The average cost of living as a student in Paisley per year is estimated to be around £14,328. However, this can vary based on your personal choices, lifestyles and budget.