Edinburgh Napier UniversityEdinburghUnited Kingdom
Updated 8/21/2026

Do I Need a UK-Based Guarantor to Book Student Accommodation in Edinburgh?

Student Query

Hi, I am Madalina. I am from Moldova. Soon, I will be starting a course in international business at Edinburgh Napier University, for which I have already booked a premium en-suite room at Edinburgh Gorgie. Since I will be paying in instalments, I will need a UK guarantor. I do have one, but my guarantor is Romanian and lives in the UK. Now the confusion is: does a UK guarantor need to be from the UK? If so, do I need to find another UK guarantor who is actually British?

Student Profile

NameCazacu Madalina
OriginMoldovan
DestinationEdinburgh, United Kingdom
Budget£180/week
Goal

To understand whether a UK-based guarantor must be a British citizen to book student accommodation in Edinburgh.

Constraints
  • Needs to pay the accommodation rent in instalments.
  • Has a guarantor who is Romanian but lives in the UK.
  • Wants to know if a UK address is enough to meet the guarantor requirement.
  • Does not want to find another guarantor unnecessarily.
  • Needs alternatives if her current guarantor is not accepted.

Answer Summary

No, if the guarantor is a UK resident and has a UK address, you don’t need to find another guarantor. In Edinburgh or anywhere in the UK, to pay in instalments, you will need a “UK-based guarantor.” “UK-based guarantor” means the guarantor must be a UK resident and need not have a UK passport, only a UK address. In Madalina’s case, the property—Edinburgh Gorgie asked for a UK-based guarantor. Since her guarantor, Alexandru, lives at a UK address in Northampton, he qualified. Basically, the property wants someone they can reach out to if late payments occur or anything related; that’s why the guarantor needs to have a UK address. 

How UniAcco Helped Cazacu Madalina?

What "UK-Based" Actually Means

“UK-Based” guarantor doesn’t literally mean the guarantor needs to be British. It simply means a guarantor who is a UK resident with a UK address. The property requires a guarantor who lives in the UK, so that if a late payment occurs or they want to escalate any issue, they can easily reach out to the guarantor via their address and contact details. 

If You Don't Have a UK-Based Guarantor

  • Guarantor services — companies like Housing Hand exist specifically for students without a UK-based contact, acting as the guarantor for a fee
  • International guarantor options — some Edinburgh properties do accept an overseas guarantor instead, though this varies by property and isn't the default
  • Paying without a guarantor — a few properties allow full payment upfront instead of instalments, removing the guarantor requirement entirely

It's worth checking the specific property's policy directly, since requirements vary from building to building, even within the same city.

Properties Worth Checking

Guarantor requirements vary across Edinburgh, so it's worth knowing how a few popular properties compare:

  1. Edinburgh Gorgie — Madalina's own booking, from £205/week. Requires a UK-based guarantor for instalment plans, with international guarantors accepted for some room types.
  2. Edinburgh Westfield — From £185/week, worth checking directly for its specific guarantor policy, since requirements can differ even within the same area of the city.
  3. Gateway Apartments Edinburgh — From £240/week, another option worth comparing if a guarantor-free or international-guarantor route is a priority.

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