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Do you have any immediate plans to relocate to Cambridge as a student? Then, you must be aware of the various expenses associated with the cost of living in Cambridge as a student. Although the city is praised and known for being a little upscale, one can manage it well with a well-planned budget and awareness. However, it can be difficult to think about and research the various student living costs you might have to pay regularly while juggling your various decisions.
Cost Of Living Calculator
| Description | Cost (£) |
|---|---|
| Total Cost of Accommodation | 100 |
| Total Cost of Transport | 50 |
| Total Cost of Utilities | 30 |
| Total Cost of Food | 70 |
| Total Estimated Cost | 250 |
Students can plan and decide where they need to spend and where they can save with the help of a detailed budget. The choice of student accommodation, mode of transportation, and spending patterns for groceries and other extracurricular activities largely influence the costs. However, based on students’ preferences, the average cost of living in Cambridge can range from £1,356 to £1,464 per month. We have outlined the elements affecting the overall budget and the areas you should pay attention to. So let’s go through each one one by one and get it!
Cost Of Living In Cambridge, UK
Cambridge, known for its rich history and world-renowned university, offers a unique blend of academic life and vibrant culture. However, living in such a prestigious city comes with its financial considerations. The cost of living in Cambridge can vary depending on your lifestyle, but understanding the average expenses is key to managing your budget effectively. From accommodation and groceries to transportation and leisure activities, planning will help you make the most of your time in this beautiful city without breaking the bank.
| Particulars | Costs (In £) |
| Off-Campus Accommodation | 840 – 1000 |
| On-Campus Accommodation | 800 – 1200 |
| Transportation | 60 – 80 |
| Food Cost | 350 – 450 |
| Entertainment | 45 – 60 |
| Groceries | 100 – 130 |
| Clothes | 70 – 100 |
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Cost Of Accommodation
Accommodation is important in shaping your overall student experience, providing more than just a place to sleep. This place becomes your home until the end of your course. Whether you are looking for a lively shared space to meet new friends or a cosy private room for some quiet time, choosing the right accommodation can significantly impact your comfort and well-being. From location to amenities, finding a space that meets your needs and enhances your university journey is important. Below, we have given details on accommodations in Cambridge.
| Particular | Student Accommodation | Private Accommodation | University Accommodation |
| Cost | £210 – £250 per week | £227 – £290 per week + Utility bills (∼ £60 – £70 per week) | £210 – £250 per week |
| Safety | Gated communities with CCTV, biometric entrance, and other safety features. | Depending on the landlord and area, safety can vary. | It is located on campus and has comprehensive safety measures. |
| Utility Bills | Included | Not included | Included |
| Home Insurance | Included in rent | Approximately £140 – £200 per year | Included in rent |
| Proximity to University | Walking distance to campus | Depends on area | Inside or nearby universities |
| Other Amenities | All amenities (Wi-Fi, microwave, electric stove, fridge, etc.) | Based on the landlord/location, amenities can vary. | All amenities (Wi-Fi, microwave, electric stove, fridge, etc.) |
Keeping track of utility bills and paying them separately can be a hassle, but when you book with UniAcco, there’s no need to worry. All your utility costs are conveniently included in the rent, allowing you to enjoy a stress-free living experience without the extra effort of managing separate payments.
Cost Of Groceries And Food
Exploring the world of groceries and dining in Cambridge can be an exciting adventure, filled with several options that cater to every palate and budget. From stocking up on essentials at local supermarkets to exploring Cambridge’s vibrant food scene, understanding the costs associated with groceries and dining out is crucial. Whether grabbing a quick bite from a food truck or making monthly grocery purchases, knowing what to expect can help you budget effectively.
| Particulars | Prices |
| Apples (1kg) | 2 – 3 |
| Banana (1kg) | 1 – 3 |
| Oranges (1kg) | 2 – 3.50 |
| Tomato (1kg) | 2 – 3 |
| Potato (1kg) | 1 – 2 |
| Onion (1kg) | 1 – 2.50 |
| Lettuce (1 head) | 1 – 1.50 |
| Water (1.5 litre bottle) | 1 – 2 |
| Bottle of Wine (Mid-Range) | 8 – 10 |
| Domestic Beer (0.5 litre bottle) | 2 – 3 |
| Imported Beer (0.33 litre bottle) | 2 – 4 |
| Cigarettes 20 Pack (Marlboro) | 11 – 15 |
| Milk (regular), (1 litre) | 1 – 2 |
| Loaf of Fresh White Bread (500g) | 1 – 3 |
| Rice (white), (1kg) | 1 – 3 |
| Eggs (regular) (12) | 3 – 4 |
| Local Cheese (1kg) | 8 – 10 |
| Chicken Fillets (1kg) | 7 – 10 |
| Beef Round (1kg) (or Equivalent Back Leg Red Meat) | 15 – 17 |
| Meal at a Budget-Friendly Restaurant | 14 – 15 |
| Dining for Two at a Mid-Range Restaurant (Three-Course Meal) | 65 – 80 |
| Combo Meal at McDonald’s (or Similar Fast Food) | 7.50 – 8 |
Cost Of Transportation
Getting around Cambridge efficiently involves exploring various transportation options, each with its cost considerations. From biking and walking through the picturesque city streets to using public transport and taxis, understanding the typical transportation expenses is crucial for budgeting. Familiarising yourself with these costs will help you plan your commute and easily explore the historic and vibrant city of Cambridge.
| Mode Of Transport | Fare (In £) |
| Monthly Pass (Regular Price) | 50 – 80 |
| One-way Ticket (Local Transport) | 2.00 – 3.50 |
| Taxi 1 hour Waiting (Normal Tariff) | 36 – 40 |
Cost Of Utilities
Managing utility expenses is a fundamental part of budgeting for life in Cambridge. By understanding the average costs of these services, you can better prepare for your monthly expenses and ensure your living situation remains comfortable and within budget. However, when you book your accommodation with UniAcco, you don’t need to worry about paying utility bills separately, as they are all included in the rent, simplifying your financial planning even further. Below, we have provided a breakdown of general utility bills.
| Particulars | Prices |
| Mobile Phone Monthly Plan with Calls and 10GB+ Data | 10 – 12 |
| Basic (Electricity, Heating, Cooling, Water, Garbage) for 85m2 Apartment | 200 – 300 |
| Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) | 24 – 30 |
Cost Of Leisure And Fitness
Cambridge offers many leisure and fitness activities to enhance your lifestyle, from gym memberships and fitness classes to cultural events and outdoor adventures. Knowing the costs of these activities can help you balance enjoying the city’s rich cultural scene and staying active.
| Particulars | Prices |
| Fitness Club, Monthly Membership for One Adult | 35 – 40 |
| Tennis Court Rental (1 Hour on a Weekend) | 6 – 7 |
| Movie Ticket for an International Release | 10 – 12 |
Student Visa Costs
A student visa is an essential requirement for studying abroad, and it comes with certain costs that vary from country to country. It’s important to be aware of these expenses and plan your budget accordingly, as they are a crucial part of the process. By understanding the visa costs ahead of time, you can ensure a smoother application experience and focus on preparing for your studies.
Visa Application Fee: Cost: £490 for a Tier 4 General Student Visa.
Healthcare Surcharge: This costs approximately £624 per year and allows you to access the National Health Service (NHS) during your stay in the UK.
Financial Requirements for Visa Application: International students must demonstrate sufficient funds to cover living expenses while studying in the UK. The required amounts are as follows:
For studying in Cambridge: £1,023 per month for up to 9 months, totalling £9,207.
National Minimum Wage (NMW) Vs The Real Living Wage (RLW)
The NMW is the minimum pay per hour that most workers in the UK are entitled to by law, set by the government and varies based on age and apprenticeship status.
Current Rates (Effective from April 1, 2024):
- £11.44 per hour for workers aged 21 and over (also called the National Living Wage).
- £8.60 per hour for workers aged 18 to 20.
- £6.40 per hour for workers aged 16 to 17.
- £6.40 per hour for apprentices.
Real Living Wage (RLW) In Cambridge: The current Real Living Wage is £12.00 per hour.
- Applicability: This rate applies to all workers aged 18 and over, regardless of their experience or job role. It is calculated by the Living Wage Foundation based on the cost of living and is updated annually.
Tips To Save Money While Living In Cambridge
Despite Cambridge’s renowned priceiness, you can permanently save a few pennies by choosing wiser options and using them when necessary in the future. There are many ways to save money and create a better budget that takes future uncertainties into account.
- After doing your research, select a reasonably priced student accommodation in Cambridge.
- Eat at home or in cost-effective restaurants.
- Visit local markets to hone your bargaining abilities!
- Take advantage of student discounts.
- Establish a budget for unnecessary purchases.
- Explore the city by going to attractions like parks and museums that don’t charge an entrance fee.
We know that living abroad in a country with a currency and financial system utterly dissimilar from your home country can be very taxing on your finances. But with some planning and perseverance, this problem can be resolved quickly. Because of this concise blog post, you should now have a better understanding of the cost of living in Cambridge, UK. You can enjoy yourself in Cambridge, save money, and make your stay much more comfortable with the tips mentioned earlier.
FAQs
1. Is it expensive to live in Cambridge as a student?
Yes, living in Cambridge can be expensive for students. You should budget around £1100 per month, excluding tuition fees, but this can vary depending on rent and lifestyle.
2. What is the acceptance rate for Cambridge students?
The University of Cambridge has an acceptance rate of around 21%, highlighting its highly competitive admissions process.
3. Is 32k a good salary in the UK?
A £32k salary in the UK can provide a decent income covering living costs and a comfortable lifestyle in many areas. However, housing in more expensive regions may be a challenge.
4. Is it cheaper to live in London or Cambridge?
Rent in Cambridge is typically more affordable than in London, though prices vary depending on location and property type.
5. What is the minimum living wage in Cambridge?
The richest part of Cambridge is typically considered the area around West Cambridge, home to stunning properties and affluent residents.
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