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Canada is a great place to study abroad! You will have the opportunity to learn about a new culture and language, while also earning your degree from one of Canada’s top universities. But before you decide to study in the country, it’s important to understand the average expenses in Canada. Although Canada is renowned for being pricey, the excellent experience it gives is well worth the cost. In this blog we have covered the cost of living in Canada for international students.
Cost Of Living In Canada For Students: An Overview
Living expenditures for international students in Canada are reasonable and feasible provided you manage your spending properly. Depending on one’s lifestyle and tastes, the average cost of living in Canada for international students per month might range from $1,900 to $ 2,200 per month. This could by and large vary across Canada’s various provinces.
Here is a breakdown of all the important aspects to consider when estimating the overall cost of living in Canada.
| Particulars | Prices |
| Off Campus Accommodation (Monthly) | 870 – 900 |
| On Campus Accommodation (Monthly) | 1110 – 1120 |
| Transportation Cost (Monthly) | 100 – 120 |
| Food Cost (Monthly) | 690 – 700 |
| Entertainment Cost (Monthly) | 60 – 80 |
| Markets (groceries) (Monthly) | 100 – 130 |
| Clothes (Monthly) | 130 – 140 |
Groceries
When it comes to groceries, international students in Canada have plenty of options to eat well without breaking the bank. From budget-friendly supermarkets like Walmart, No Frills, and FreshCo to local farmers’ markets offering fresh, organic produce, there’s something for every taste and budget. Many cities also have international grocery stores, so you can find ingredients from home. With a little planning, you can shop smart, cook healthy meals, and still save money for all the exciting things student life has to offer!
| Particulars | Prices |
| 1 litre of regular milk | 2 – 4 |
| 500g loaf of fresh white bread | 2 – 4 |
| 1kg of white rice | 5 – 6 |
| A dozen regular eggs | 4 – 5 |
| 1kg of local cheese | 14 – 16 |
| 1kg of chicken fillets | 15 – 17 |
| 1kg of beef round or similar red meat (back leg) | 18 – 22 |
| 1kg of apples | 4 – 6 |
| 1 kg of bananas | 1 – 2 |
| 1kg of oranges | 5 – 6 |
| 1 kg of tomatoes | 5 – 6 |
| 1kg of potatoes | 3 – 4 |
| 1 kg of onions | 3 – 4 |
| One head of lettuce | 3 – 4 |
| 1.5-litre bottle of water | 2 – 3 |
| Mid-range bottle of wine | 15 – 20 |
Cost Of Transportation
Transportation expenses can vary greatly. Canada’s public transit system is well-connected, effective, and secure. Indian and other international students studying in Canada might reduce their monthly costs by choosing public transportation. In addition, depending on where you reside, you should consider cycling or walking to campus. Buses, trains, subways, and light-rail trains are just a few of the numerous public transit options available in Canada. By presenting your student I-Card when utilising these public transportation services, you can benefit from savings for students. This is a fantastic method for lowering your cost of living in Canada. Below we have given an approximate cost of public transport in the country.
| Mode Of Transport | Fares |
| Single ticket for local transport | 3 – 4 |
| Standard monthly pass | 100 – 110 |
| Taxi wait time for 1 hour (regular rate) | 35 – 40 |
Cost Of Utilities
When it comes to utilities in Canada, international students can expect to cover essential costs like electricity, heating, water, and internet. Depending on where you live, these expenses can vary, but the average monthly utility bill ranges from CAD 100 to CAD 150. However, with Uniacco, you need not worry about paying your utility bills separately, as they are all included in the rent.
| Particulars | Prices |
| Utility costs (electricity, heating, cooling, water, and waste services) for an 85m² apartment | 200 – 250 |
| Monthly mobile plan with calls and 10GB+ of data | 60 – 70 |
| Internet connection (60 Mbps or higher, unlimited data, cable/ADSL) | 80 – 85 |
Leisure And Fitness
Canada offers a vibrant mix of leisure and fitness options for international students, making it easy to stay active and explore new hobbies while adjusting to life abroad. Universities often have state-of-the-art fitness centres and sports programs, while cities offer student discounts at gyms and recreation facilities, making it easy to stay healthy and engaged throughout your studies.
| Particulars | Prices |
| Monthly membership fee for a fitness club (one adult) | 50 – 60 |
| Hourly tennis court rental (weekend rate) | 20 – 25 |
| One cinema ticket for an international movie release | 15 – 20 |
Cost Of Healthcare
International students in Canada must explore the healthcare system carefully, as they are not automatically covered by the public healthcare system (Medicare). Here’s a detailed overview of healthcare costs for international students in Canada:
Health Insurance Requirements:
International students are required to have health insurance to cover medical expenses while studying in Canada. This can be obtained through various means:
University-Provided Insurance: Many universities offer health insurance plans specifically for international students.
Private Health Insurance: Students can purchase private insurance from various providers.
Cost of Health Insurance: The average cost of health insurance for international students ranges from CAD 600 to CAD 900 per year. This cost can vary based on the level of coverage, age, and any pre-existing medical conditions.
Some provinces offer health insurance plans for international students:
British Columbia (BC): International students can apply for the Medical Services Plan (MSP) after arriving. The monthly fee is CAD 75, but there is a three-month waiting period before coverage begins.
Other provinces like Alberta and Manitoba also have specific health plans available for international students.
Waiting Periods: In provinces like BC, there is a waiting period of about three months before students can access provincial health coverage. During this time, it is crucial to have private insurance.
Cost Of Studying In Canada
Studying in Canada offers a high-quality education and a diverse cultural experience, but it’s essential to consider the financial implications involved. Costs can vary significantly depending on factors such as the program, institution, and location. Below, we provide a comprehensive overview of different universities in Canada, including their fees, courses, and rankings, to help prospective students make informed decisions about their educational investments.
| University | Location | Average Tuition Fees (CAD) | Popular Courses | QS World University Ranking |
| University of Toronto | Toronto | 6,100 to 16,100 | Engineering, Business Administration | 25 |
| University of British Columbia | Vancouver | 5,000 to 12,000 | Arts, Sciences | 38 |
| McGill University | Montreal | 18,000 to 50,000 | Medicine, Law | 29 |
| McMaster University | Hamilton | 6,000 to 25,000 | Health Sciences | 176 |
| University of Alberta | Edmonton | 5,600 to 30,000 | Engineering | 96 |
| University of Ottawa | Ottawa | 7,000 to 29,000 | Law | 189 |
| University of Calgary | Calgary | 8,500 to 20,000 | Business Administration | 198 |
| University of Waterloo | Waterloo | 10,000 to 20,000 | Computer Science | 115 |
| Western University | London | 6,500 to 30,000 | Business Administration | 50 |
| Université de Montréal | Montreal | 7,000 to 29,000 | Arts and Sciences | 159 |
Cost Of Visa For Canada
When planning to study in Canada, understanding the financial aspects of obtaining a study permit is crucial. The cost of a visa encompasses various fees, including the study permit application and biometric fees, which are essential for processing your application.
| Fee Type | Amount | Details |
| Study Permit Application Fee | CAD 150 | Required for processing your application for a study permit. |
| Biometric Fee | CAD 85 | Applies if you need to provide biometrics (fingerprints and photographs) as part of your visa application process. |
Visa Requirements For Canada
Acquiring a student visa for Canada involves fulfilling specific requirements designed to ensure that applicants meet the necessary criteria for studying in the country. Understanding these requirements is essential for prospective students, as it helps streamline the application process and increases the likelihood of a successful visa application. Below, we have outlined the key requirements for obtaining a Canadian student visa.
| Requirement | Details |
| Valid Passport | Your passport must be valid for the duration of your stay in Canada. |
| Proof of Acceptance | An acceptance letter from a Designated Learning Institution (DLI) in Canada. |
| Proof of Funds | Demonstrate sufficient funds to cover tuition fees, living expenses, and return transportation: |
| – CAD 10,000 for the primary applicant per year (excluding tuition). | |
| – CAD 4,000 for the first family member. | |
| – CAD 3,000 for each additional family member. | |
| Medical Examination | A medical examination conducted by an approved physician is required. |
| Police Clearance Certificate | Proof of a clean criminal record may be required through a police verification certificate. |
| Passport-Size Photographs | Recent photos that meet Canadian photo requirements. |
| English Language Proficiency Exam Score (recommended) | While not mandatory, having scores from tests like IELTS or TOEFL is advisable. |
| Statement of Purpose | An essay explaining your reasons for studying in Canada and your future plans. |
| Additional Documents | May include proof of previous education or employment status, depending on individual circumstances. |
National Minimum Wage (NMW) Vs The Real Living Wage (RLW) in Canada
The National Minimum Wage serves as a baseline for worker compensation in Canada, while the Real Living Wage reflects the actual income needed to maintain a decent quality of life. The disparity between these two wages highlights ongoing discussions about wage policies and their implications for workers’ economic well-being across different regions in Canada. Here’s a comparison of these two concepts:
| Aspect | National Minimum Wage (NMW) | Real Living Wage (RLW) |
| Definition | Legally mandated minimum wage | Wage needed for basic living expenses |
| Purpose | Protects against exploitation | Ensures a decent standard of living |
| Variability | Varies by province/territory | Varies by region/community |
| Current Rates | British Columbia: CAD 17.40Ontario: CAD 16.55Alberta: CAD 15.00Quebec: CAD 15.75 | Metro Vancouver: CAD 25.68Calgary: CAD 23.70 Toronto (GTA): CAD 25.05 Edmonton: CAD 22.25 |
| Coverage of Costs | Often insufficient for basic needs | Designed to cover essential living costs |
FAQs
Is Canada costly for Indian students?
Yes, Canada can be costly for Indian students, primarily due to tuition fees. The cost of studying varies depending on the type of qualification and the chosen institution, typically ranging from CAD 7,000 to CAD 35,000 per year. Additionally, living expenses and other fees can add to the overall cost, so it’s essential to budget accordingly.
Is life in Canada expensive?
Canada consistently ranks as one of the most expensive places to live in the world, though it also has one of the world’s highest median incomes.
Is Canada better than the USA for students?
The USA ranks higher than Canada in global university rankings, with 25% of the top 100 universities worldwide, compared to Canada’s 8 in the top 200. Prestigious schools like Harvard, MIT, and UC Berkeley attract international students, making the US a top choice for academic excellence.
Is a Canadian student visa hard to get?
Canadian study permits are highly sought after, which often leads to application rejections. Ensuring your application is accurate from the start can save you both time and money, reducing stress in the process.
Which is cheaper, Canada or Australia?
While living costs vary by city, Canada is generally more affordable than Australia.
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